Sunday 24 April 2011

Engagement ring etiquette and its significance

The engagement ring etiquette is quite easily forgone by many couple even though it is one of the most important parts of the marriage proposal. The etiquettes becomes significant especially during broken engagements and apart from dealing with the emotional issues, couples should also know what to do with the engagement ring. If you have a clear understanding of the engagement ring etiquette, you would know how to deal with them if at all problem arise.
Even though the engagement is so full of excitement, it is also a little stressful. Most people want to be engaged and get married once in their lives and hence they want to handle it perfectly. The very first question that pops up in the mind of the couples would be if man should wear an engagement ring. Usually men prefer a wedding band, while some men would wear the engagement ring as a symbol of their impending nuptials. These days men have a wide variety of men’s engagement ring designs. But chances are there that conservative people may mistake it for wedding ring.

With the rising number of divorces, the question whether is it sensible to reuse the engagement ring becomes significant. The decision to reuse ones engagement ring is completely personal if the wearer likes the style so much and don’t want to change it. On the other hand, some people may like to have a fresh start with a new ring. There is also option to rework the old ring for reuse. 

People should essentially understand that the engagement ring is not merely a sparkling piece of jewelry. It is actually the symbol of couple’s relationship and respect should be given to the ring as much to the relationship. If you understand proper etiquette, it would help to honor the ring along with the commitment.

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Monday 11 April 2011

Secure your engagement ring with insurance


Most of the valuable things in our life would be covered under insurance. Needless to say even our life itself is insured. So when you plan to buy an engagement ring it is a necessity that it should be insured. After all, the engagement ring would be as precious as your life. Usually the jeweler would advise you to buy a policy to insure your engagement ring. It is important as it ensures the protection of the investment that you have put in buying the ring.

You don’t have to crack your brain for insuring the ring since it is really easy to find the best suited policy. The process of engagement ring insurance is just like getting a home insurance. The details of ring insurance would be included in the home insurance policy as you would probably wear the ring within your home most of the time. This would increase the price of your home insurance policy. But the insurance would not cover the expense if the ring is damaged outside the home or even if it is destroyed inside the home while doing daily chores.

If you shift your residence after the engagement, you must remember to remove the policy from the old home and get it transferred to the new place. It should also be noted that many home insurance policies would not cover the entire expense of the engagement ring if it is stolen or lost. Here, the best choice would be a replacement insurance policy since it would offer to pay you the cost of a new ring based on the current market value which would be exactly the same as the old one.

The insurance companies offer you different policies for insuring the ring. Special policies are available to insure your diamond engagement ring. If your ring is damaged, some companies would pay you the total replacement amount. Some policies even pay for the repairs and it may include some other options too. The best way is to select a policy that would offer you maximum coverage and would also suit your budget. For taking the insurance policy you should have the authenticity certificate and receipts of the rings with you. This would be useful to claim the amount against insurance. But you must make sure that you have a ring appraisal which will determine the cost of the ring. It would be better to go for separate insurance policies for each of the rings since they would vary in prices and value.

It is not easy to predict the future of your engagement ring as it would be prone to many possible snags .The ring can be stolen or lost and you can’t blame your fiancĂ© as it wouldn’t be their carelessness. The ring is in the hands always and majority of our work is done by using hands. It would be dreadful to see the engagement ring go down the drain when you wash your hands. Also there is possibility that the setting can be spoiled or even the band would get damaged. So it is better to buy insurance for your ring than regret in the future.

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